Boost Your Retirement Savings with Firstrade’s Year-End IRA Bonus
As we approach the end of the year, many investors take this time to reassess their financial goals and retirement planning strategies. To support your long-term saving efforts, Firstrade is offering a special IRA bonus from December 15, 2025 to January 31, 2026.
Earn More with Contribution & Transfer Bonuses
3% Contribution Bonus
When you open a new eligible Traditional, Roth, or Rollover IRA and contribute within 30 days of account approval, Firstrade will match 3% of your Net New Contribution.
*This bonus does not count toward IRS contribution limits.
2% Transfer Bonus
Moving an existing IRA or rolling over an old 401(k)? Firstrade will match 2% of your Net IRA Transfer or 401(k) rollover, up to $20,000.
Why Open or Transfer an IRA Now?
✔ Year-end is a practical moment to review retirement strategy
✔ IRA contributions may benefit from tax advantages
✔ Consolidating accounts can simplify your retirement management
✔ The bonus adds immediate value to your funding or transfer decision
How It Works
Open Your IRA Account: Use the "Open an Account" button on the IRA Deposit Bonus Promotion page to complete your application during the promotional period.
Fund Your Account: Make qualifying contributions or transfers via ACH, ACAT, wire transfer, or check within 30 days of successfully opening your account. Withdrawals during this period may reduce your eligible amount.
Earn Your Bonus: Firstrade will match 3% of qualifying contributions and 2% of eligible transfers.
The Firstrade Advantage
✔ No Account Fees: Firstrade IRAs have no annual fees, no maintenance fees, and no inactivity fees.
✔ Transfer Fee Rebate: Switching to Firstrade? We’ll reimburse up to $250 of your transfer fees.
✔ Trade with confidence in the IRA: Get commission-free trading on stocks, ETFs, options, and mutual funds, plus access to bonds and CDs.
Important Details:
To qualify for this promotion, new IRA accounts must be opened using the "Open an Account" button on the promotional page. Each account type is limited to one offer, and this promotion is non-transferable. Additionally, the offer is only available to U.S. residents.
The end of the year is a meaningful financial checkpoint — and with Firstrade’s IRA bonus, you have an opportunity to help reinforce your retirement savings with added value.
